Transaction-grade
payments in real-time

Transaction-grade
payments in real-time

Our APIs support technology partners and their dealerships in improving vehicle payment engagement, trust, and efficiency across the automotive industry.

Our APIs support technology partners and their dealerships in improving vehicle payment engagement, trust, and efficiency across the automotive industry.

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Overview

Flowchart showing the transformation of an inaccurate price estimate into a transaction-grade payment by plugging in the credit score, incentives, and tax rate variables. The original price is $45,480, with a “See dealer for details” disclaimer; the final price is $589.21 a month.
Flowchart showing the transformation of an inaccurate price estimate into a transaction-grade payment by plugging in the credit score, incentives, and tax rate variables. The original price is $45,480, with a “See dealer for details” disclaimer; the final price is $589.21 a month.

Features

Features

Features

Modern payment intelligence

Modern payment intelligence

Modern payment intelligence

Deep integrations

We integrate with sources including banks, lender programs, and regional incentives, making it capable of handling a vast array of financing scenarios that support the unique needs of each customer.

Payment engineering

Our engine leverages inventory, lender, and incentive data to calculate accurate payments. This capability allows for precision in the pricing and financing options presented to customers, accommodating the complex rules and variations across different dealerships and states.

Flowchart showing how credit score, incentives, and tax rate variables filter into the Carmatic software to be applicable across marketing, websites, messaging, digital retailing, and desking.
Deep integrations

We integrate with sources including banks, lender programs, and regional incentives, making it capable of handling a vast array of financing scenarios that support the unique needs of each customer.

Payment engineering

Our engine leverages inventory, lender, and incentive data to calculate accurate payments. This capability allows for precision in the pricing and financing options presented to customers, accommodating the complex rules and variations across different dealerships and states.

Flowchart showing how credit score, incentives, and tax rate variables filter into the Carmatic software to be applicable across marketing, websites, messaging, digital retailing, and desking.
Deep integrations

We integrate with sources including banks, lender programs, and regional incentives, making it capable of handling a vast array of financing scenarios that support the unique needs of each customer.

Payment engineering

Our engine leverages inventory, lender, and incentive data to calculate accurate payments. This capability allows for precision in the pricing and financing options presented to customers, accommodating the complex rules and variations across different dealerships and states.

Flowchart showing how credit score, incentives, and tax rate variables filter into the Carmatic software to be applicable across marketing, websites, messaging, digital retailing, and desking.

Customize

Dealership level customization

Adapt to the unique needs of each dealership

Calculations are tailored to specific transaction scenarios

Configure dealer fees, markups, lenders & trade equity

Graphic showing how toggle dials for dealership configurations, local taxes, title fees, and incentives can each customize the transaction-grade payment. The payment shown is $589.21 a month.
Intelligent Decision-Making

Our platform automatically selects the best payment structures and terms based on profitability and dealer preferences, enabling products that need to balance dealer profit and customer affordability.

Customize

Dealership level customization

Adapt to the unique needs of each dealership

Calculations are tailored to specific transaction scenarios

Configure dealer fees, markups, lenders & trade equity

Graphic showing how toggle dials for dealership configurations, local taxes, title fees, and incentives can each customize the transaction-grade payment. The payment shown is $589.21 a month.
Intelligent Decision-Making

Our platform automatically selects the best payment structures and terms based on profitability and dealer preferences, enabling products that need to balance dealer profit and customer affordability.

Customize

Dealership level customization

Adapt to the unique needs of each dealership

Calculations are tailored to specific transaction scenarios

Configure dealer fees, markups, lenders & trade equity

Graphic showing how toggle dials for dealership configurations, local taxes, title fees, and incentives can each customize the transaction-grade payment. The payment shown is $589.21 a month.
Intelligent Decision-Making

Our platform automatically selects the best payment structures and terms based on profitability and dealer preferences, enabling products that need to balance dealer profit and customer affordability.

Dynamic

Payment API with usage-based pricing

Industry first for payment technology

Beneficial for companies with varying levels of API usage

Don't settle for only flat-rate or per-rooftop pricing models

Horizontal Carmatic gear toggle, showing how pricing is equated to use, with an upward-trending parabola graph behind it.
Modern Efficiency

By replacing outdated and expensive systems associated with traditional payment solutions, we enable a more efficient, cost-effective offering that’s built for the modern age of retail.

Dynamic

Payment API with usage-based pricing

Industry first for payment technology

Beneficial for companies with varying levels of API usage

Don't settle for only flat-rate or per-rooftop pricing models

Horizontal Carmatic gear toggle, showing how pricing is equated to use, with an upward-trending parabola graph behind it.
Modern Efficiency

By replacing outdated and expensive systems associated with traditional payment solutions, we enable a more efficient, cost-effective offering that’s built for the modern age of retail.

Dynamic

Payment API with usage-based pricing

Industry first for payment technology

Beneficial for companies with varying levels of API usage

Don't settle for only flat-rate or per-rooftop pricing models

Horizontal Carmatic gear toggle, showing how pricing is equated to use, with an upward-trending parabola graph behind it.
Modern Efficiency

By replacing outdated and expensive systems associated with traditional payment solutions, we enable a more efficient, cost-effective offering that’s built for the modern age of retail.

Responsive

Real-time architecture

Modern REST API to process data in real-time

No usage limits typically associated with payment technology

Build applications that require instant and reliable payments

Responsive Payment Delivery

This avoids the need for batch processing, enabling faster, more responsive service delivery. *API response times vary by complexity of the payload parameters and client side geographic location.

Responsive

Real-time architecture

Modern REST API to process data in real-time

No usage limits typically associated with payment technology

Build applications that require instant and reliable payments

Responsive Payment Delivery

This avoids the need for batch processing, enabling faster, more responsive service delivery. *API response times vary by complexity of the payload parameters and client side geographic location.

Responsive

Real-time architecture

Modern REST API to process data in real-time

No usage limits typically associated with payment technology

Build applications that require instant and reliable payments

Responsive Payment Delivery

This avoids the need for batch processing, enabling faster, more responsive service delivery. *API response times vary by complexity of the payload parameters and client side geographic location.

FAQs

FAQs

FAQs

What does Carmatic do?

Does it calculate loans and leases?

Does it process incentives?

Are those incentives included?

Can Carmatic handle taxes and fees?

Are those taxes and fees included?

Are the calculations done in a batch and/or on the fly?

Is this for dealerships?

How does onboarding work?

Do you work with startups?

Why are companies choosing Carmatic?

What does Carmatic do?

Does it calculate loans and leases?

Does it process incentives?

Are those incentives included?

Can Carmatic handle taxes and fees?

Are those taxes and fees included?

Are the calculations done in a batch and/or on the fly?

Is this for dealerships?

How does onboarding work?

Do you work with startups?

Why are companies choosing Carmatic?

What does Carmatic do?

Does it calculate loans and leases?

Does it process incentives?

Are those incentives included?

Can Carmatic handle taxes and fees?

Are those taxes and fees included?

Calculations done in a batch and/or on the fly?

Is this for dealerships?

How does onboarding work?

Do you work with startups?

Why are companies choosing Carmatic?

Setup Intro

Setup Intro

Connect with our team

Engineered for the companies evolving auto retail

Setup Intro

Setup Intro

Connect with our team

Engineered for the companies evolving auto retail

© 2024 Carmatic Enterprises, Inc.

© 2024 Carmatic Enterprises, Inc.

© 2024 Carmatic Enterprises, Inc.