Transaction-grade
payments in real-time
Transaction-grade
payments in real-time
Our APIs support technology partners and their dealerships in improving vehicle payment engagement, trust, and efficiency across the automotive industry.
Our APIs support technology partners and their dealerships in improving vehicle payment engagement, trust, and efficiency across the automotive industry.
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Overview


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Features
Features
Features
Modern payment intelligence
Modern payment intelligence
Modern payment intelligence
Deep integrations
We integrate with sources including banks, lender programs, and regional incentives, making it capable of handling a vast array of financing scenarios that support the unique needs of each customer.
Payment engineering
Our engine leverages inventory, lender, and incentive data to calculate accurate payments. This capability allows for precision in the pricing and financing options presented to customers, accommodating the complex rules and variations across different dealerships and states.

Deep integrations
We integrate with sources including banks, lender programs, and regional incentives, making it capable of handling a vast array of financing scenarios that support the unique needs of each customer.
Payment engineering
Our engine leverages inventory, lender, and incentive data to calculate accurate payments. This capability allows for precision in the pricing and financing options presented to customers, accommodating the complex rules and variations across different dealerships and states.

Deep integrations
We integrate with sources including banks, lender programs, and regional incentives, making it capable of handling a vast array of financing scenarios that support the unique needs of each customer.
Payment engineering
Our engine leverages inventory, lender, and incentive data to calculate accurate payments. This capability allows for precision in the pricing and financing options presented to customers, accommodating the complex rules and variations across different dealerships and states.

Customize
Dealership level customization
Adapt to the unique needs of each dealership
Calculations are tailored to specific transaction scenarios
Configure dealer fees, markups, lenders & trade equity

Intelligent Decision-Making
Our platform automatically selects the best payment structures and terms based on profitability and dealer preferences, enabling products that need to balance dealer profit and customer affordability.
Customize
Dealership level customization
Adapt to the unique needs of each dealership
Calculations are tailored to specific transaction scenarios
Configure dealer fees, markups, lenders & trade equity

Intelligent Decision-Making
Our platform automatically selects the best payment structures and terms based on profitability and dealer preferences, enabling products that need to balance dealer profit and customer affordability.
Customize
Dealership level customization
Adapt to the unique needs of each dealership
Calculations are tailored to specific transaction scenarios
Configure dealer fees, markups, lenders & trade equity

Intelligent Decision-Making
Our platform automatically selects the best payment structures and terms based on profitability and dealer preferences, enabling products that need to balance dealer profit and customer affordability.
Dynamic
Payment API with usage-based pricing
Industry first for payment technology
Beneficial for companies with varying levels of API usage
Don't settle for only flat-rate or per-rooftop pricing models

Modern Efficiency
By replacing outdated and expensive systems associated with traditional payment solutions, we enable a more efficient, cost-effective offering that’s built for the modern age of retail.
Dynamic
Payment API with usage-based pricing
Industry first for payment technology
Beneficial for companies with varying levels of API usage
Don't settle for only flat-rate or per-rooftop pricing models

Modern Efficiency
By replacing outdated and expensive systems associated with traditional payment solutions, we enable a more efficient, cost-effective offering that’s built for the modern age of retail.
Dynamic
Payment API with usage-based pricing
Industry first for payment technology
Beneficial for companies with varying levels of API usage
Don't settle for only flat-rate or per-rooftop pricing models

Modern Efficiency
By replacing outdated and expensive systems associated with traditional payment solutions, we enable a more efficient, cost-effective offering that’s built for the modern age of retail.
Responsive
Real-time architecture
Modern REST API to process data in real-time
No usage limits typically associated with payment technology
Build applications that require instant and reliable payments
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Responsive Payment Delivery
This avoids the need for batch processing, enabling faster, more responsive service delivery. *API response times vary by complexity of the payload parameters and client side geographic location.
Responsive
Real-time architecture
Modern REST API to process data in real-time
No usage limits typically associated with payment technology
Build applications that require instant and reliable payments

Responsive Payment Delivery
This avoids the need for batch processing, enabling faster, more responsive service delivery. *API response times vary by complexity of the payload parameters and client side geographic location.
Responsive
Real-time architecture
Modern REST API to process data in real-time
No usage limits typically associated with payment technology
Build applications that require instant and reliable payments

Responsive Payment Delivery
This avoids the need for batch processing, enabling faster, more responsive service delivery. *API response times vary by complexity of the payload parameters and client side geographic location.
FAQs
FAQs
FAQs
What does Carmatic do?
Does it calculate loans and leases?
Does it process incentives?
Are those incentives included?
Can Carmatic handle taxes and fees?
Are those taxes and fees included?
Are the calculations done in a batch and/or on the fly?
Is this for dealerships?
How does onboarding work?
Do you work with startups?
Why are companies choosing Carmatic?
What does Carmatic do?
Does it calculate loans and leases?
Does it process incentives?
Are those incentives included?
Can Carmatic handle taxes and fees?
Are those taxes and fees included?
Are the calculations done in a batch and/or on the fly?
Is this for dealerships?
How does onboarding work?
Do you work with startups?
Why are companies choosing Carmatic?
What does Carmatic do?
Does it calculate loans and leases?
Does it process incentives?
Are those incentives included?
Can Carmatic handle taxes and fees?
Are those taxes and fees included?
Calculations done in a batch and/or on the fly?
Is this for dealerships?
How does onboarding work?
Do you work with startups?
Why are companies choosing Carmatic?
Setup Intro
Setup Intro
Connect with our team
Engineered for the companies evolving auto retail
Setup Intro
Setup Intro
Connect with our team
Engineered for the companies evolving auto retail